Banking Awareness Quiz For IBPS | RBI | SBI | NABARD | LIC


 Question 1: What is the main purpose of the Securities and Exchange Commission (SEC)?


प्रतिभूति और विनिमय आयोग (एसईसी) का मुख्य उद्देश्य क्या है?

(1) Regulate monetary policy

(2) Combat money laundering

(3) Ensure fair competition among banks

(4) Regulate the securities industry and protect investors

(5) Facilitate international trade agreements


Question 2: Which law provides protection to employees who report violations of federal securities laws by their employers?

कौन सा कानून उन कर्मचारियों को सुरक्षा प्रदान करता है जो अपने नियोक्ताओं द्वारा संघीय प्रतिभूति कानूनों के उल्लंघन की रिपोर्ट करते हैं?

(1) Dodd-Frank Wall Street Reform and Consumer Protection Act

(2) Sarbanes-Oxley Act

(3) Bank Secrecy Act (BSA)

(4) Gramm-Leach-Bliley Act

(5) Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA)


Question 3: What is the main goal of the Community Development Financial Institutions (CDFI) Fund?

सामुदायिक विकास वित्तीय संस्थान (सीडीएफआई) फंड का मुख्य लक्ष्य क्या है?

(1) Regulate monetary policy

(2) Ensure fair competition among financial institutions

(3) Prevent money laundering

(4) Provide financial assistance to underserved communities and promote economic development

(5) Enhance consumer privacy protections


Question 4: Which law requires lenders to provide specific disclosures to borrowers about the terms and costs of a mortgage loan?

किस कानून के अनुसार ऋणदाताओं को बंधक ऋण की शर्तों और लागतों के बारे में उधारकर्ताओं को विशिष्ट खुलासे प्रदान करने की आवश्यकता होती है?

(1) Truth in Savings Act (TISA)

(2) Fair Credit Reporting Act (FCRA)

(3) Electronic Fund Transfer Act (EFTA)

(4) Equal Credit Opportunity Act (ECOA)

(5) Truth in Lending Act (TILA)
 

Question 5: What is the primary purpose of the Equal Credit Opportunity Act (ECOA)?


समान क्रेडिट अवसर अधिनियम (ईसीओए) का प्राथमिक उद्देश्य क्या है?

(1) Regulate credit card transactions

(2) Prevent money laundering

(3) Ensure fair competition among banks

(4) Prohibit discrimination in lending based on certain characteristics

(5) Regulate interest rates on loans


Question 6: Which federal agency enforces laws related to the prevention of money laundering and terrorist financing?

कौन सी संघीय एजेंसी मनी लॉन्ड्रिंग और आतंकवादी वित्तपोषण की रोकथाम से संबंधित कानूनों को लागू करती है?

(1) Office of the Comptroller of the Currency (OCC)

(2) Federal Reserve

(3) Consumer Financial Protection Bureau (CFPB)

(4) Financial Crimes Enforcement Network (FinCEN)

(5) Federal Deposit Insurance Corporation (FDIC)


Question 7: What is the primary purpose of the Truth in Savings Act (TISA)?

ट्रुथ इन सेविंग्स एक्ट (TISA) का प्राथमिक उद्देश्य क्या है?

(1) Regulate credit card transactions

(2) Prevent money laundering

(3) Ensure fair competition among banks

(4) Provide disclosures about deposit accounts to consumers

(5) Regulate foreign exchange transactions


Question 8: Which law aims to protect consumers from unfair, deceptive, or abusive practices by financial institutions?

किस कानून का उद्देश्य उपभोक्ताओं को वित्तीय संस्थानों द्वारा अनुचित, भ्रामक या अपमानजनक प्रथाओं से बचाना है?

(1) Truth in Savings Act (TISA)

(2) Fair Credit Reporting Act (FCRA)

(3) Electronic Fund Transfer Act (EFTA)

(4) Equal Credit Opportunity Act (ECOA)

(5) Dodd-Frank Wall Street Reform and Consumer Protection Act


Question 9: What is the primary purpose of the Dodd-Frank Wall Street Reform and Consumer Protection Act?

डोड-फ्रैंक वॉल स्ट्रीट सुधार और उपभोक्ता संरक्षण अधिनियम का प्राथमिक उद्देश्य क्या है?

(1) Regulate monetary policy

(2) Combat money laundering

(3) Ensure fair competition among banks

(4) Strengthen consumer protections and promote financial stability

(5) Regulate foreign exchange transactions


Question 10: Which law regulates the privacy and security of personal financial information held by financial institutions?

कौन सा कानून वित्तीय संस्थानों द्वारा रखी गई व्यक्तिगत वित्तीय जानकारी की गोपनीयता और सुरक्षा को नियंत्रित करता है?

(1) Truth in Savings Act (TISA)

(2) Fair Credit Reporting Act (FCRA)

(3) Electronic Fund Transfer Act (EFTA)

(4) Gramm-Leach-Bliley Act

(5) Home Mortgage Disclosure Act (HMDA)


Answer-

1. 4

2. 2

3. 4

4. 5

5. 4

6. 4

7. 4

8. 5

9. 4

10. 4
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